September 20
-Having an emergency fund helps your wealth because you have something to fall back on if things go south and you don't have a job any more or you car has been totaled and you need to pair for a repair.
-They don't have that amount of cash on hand and don't feel like waiting to save up that amount of cash
-They don't have that amount of cash on hand and don't feel like waiting to save up that amount of cash
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