Money Matters

Explain why identity theft protection is so important? This is so important because this can change your life in a heartbeat and its just a pain to deal with if someone steal your identity and spends a ton of your money for rent or something and now you have to file for fraud and go through this whole process of proving it's not you.

1. Explain why insurance is an important part of your financial plan. Insurance should be a top priority in your budget because it's very important and if you don't have insurance and you go to the hospital the bill could be $14,000 and you would have to pay out of pocket  and you would be done for 

1. What do you think is the purpose of insurance? the purpose of insurance is to provide is to give you some peace and quite about hospital bills accidents and other things along those lines. in a way they play off your fear and how high of a risk you are of getting into an accident or getting sick

1. Why do you think it is important to consider both salary and benefits when applying for a job? Salary is very important because you want to get payed well and make sure its worth your time. Benefits are very helpful and save you a lot of money many large corporations offer health insurance and many other types of benefits like a 401k or a pencent which is rare. the thing you have to watch out for is the mom and pop businesses or smaller companies they may not offer you insurance or matching your 401k deposits these can be life changing so make sure you look and ask for benefits 

First you should compare prices all across the board and see what type of deductibles you have to choose from. raising your deductible will lower your monthly expense but if you file a claim you'll have to pay a lot more up front. Bundling your auto insurance or sticking with the same company would save you money hear and there. One major way to save you some money is maintaining good credit and the last option is to take advantage of low mileage discounts on your car.

real estate is property consisting of land and buildings . real estate is a good investment because you can have just sit their and it will gain value over time and you don't have to do anything and land is always gonna be more expensive in certain areas of the world

when you buy a stock youre  buying a piece a single of one company mutual funds has built in diversification which means you own a little bit of everything and owning multiple is really helpful in wealth building which is a necessity

In the call the callers were clueless she wanted to retire while they both had 300,000 in student loans and that you shouldn't retire. Dave ramsey said she should spend the next decade or two working to pay off debt and stuff like that . The call is that they shoudl retire

I think investing is a really cool money maker if you know what to do with it. You can go from rags to riches by investing. I would like to learn when to invest and stuff like that and like the different types of investment

silence is a good tool beacuse the sales person doesn't know your reaction bargain shoppings is useful because you can stretch you money further than you could not bargaining for deals and stuff like that

you forgot to put up the warm up