Money Matters

I think the most important thing to remember when looking for a Job is to not give up and be very open minded and plan out "your plan of attack" in a sense not to apply to 400 jobs and not be able to attend all the interviews

Describe a recent goal you set for yourself. What did you do to make reaching a goal a success? One recent goal I have set for myself was to save at least $350. I just kept saving anything I got it was so hard trying not to spend anything though, but I succeeded in doing it and that's all the matters

Which careers compliment your passions and strengths ? some careers that compliment my passions and strengths are in the engineering and medical field. Like Biomedical Engineering, Surgeon. The reason I choose these professions is because my favorite and strongest subjects are math and science and I really enjoy them. They make school interesting for me   

What are some of your personal strengths and weaknesses? One of my strengths is being able to save some of my money and manage it well. One of my weaknesses is being a free spirit spender

What are your interests? I like to play video games a lot and I'm really good at them. I like math and science and they make me enjoy school a lot more. What are your career goals? I plan to be a biomedical engineer or at least in the medical field. I plan to at least have two cars and a house and I plan to have a masters degree in biomedical engineering. How would you describe yourself? I would describe myself as a hardworking individual who like to work as a team. I like to play games and I like to work hard and volunteer. Describe your ability to work as part of a team? I work really was as a team and I like to collaborate ideas and build things just as a team. It really helps to get other ideas than your own it makes the product better. I typically like to organize and build our project I select the dates and tactics to get the project done

Would you describe yourself as a Nerd or a Free Spirit when it comes to handling money ? Explain your answer. I would describe my self  as a Free spirit I don't have a budget or anything I'm pretty open with my money and I don't really mind spending money here and there. I don't like to save money that much I don't know why.

In the talk show Dave Ramsey is trying to convey that having to much mad money is a sign of poor budgeting and that you should go back to the drawing board. Too much mad money or free money if you will will cause you to spend to much in random places and you'll be wasting it. It is okay to have $50 in "mad money" but anymore than that means you need to be more specific with your money categories\sections of your budget.

Explain why identity theft protection is so important? This is so important because this can change your life in a heartbeat and its just a pain to deal with if someone steal your identity and spends a ton of your money for rent or something and now you have to file for fraud and go through this whole process of proving it's not you.

1. Explain why insurance is an important part of your financial plan. Insurance should be a top priority in your budget because it's very important and if you don't have insurance and you go to the hospital the bill could be $14,000 and you would have to pay out of pocket  and you would be done for 

1. What do you think is the purpose of insurance? the purpose of insurance is to provide is to give you some peace and quite about hospital bills accidents and other things along those lines. in a way they play off your fear and how high of a risk you are of getting into an accident or getting sick

1. Why do you think it is important to consider both salary and benefits when applying for a job? Salary is very important because you want to get payed well and make sure its worth your time. Benefits are very helpful and save you a lot of money many large corporations offer health insurance and many other types of benefits like a 401k or a pencent which is rare. the thing you have to watch out for is the mom and pop businesses or smaller companies they may not offer you insurance or matching your 401k deposits these can be life changing so make sure you look and ask for benefits 

First you should compare prices all across the board and see what type of deductibles you have to choose from. raising your deductible will lower your monthly expense but if you file a claim you'll have to pay a lot more up front. Bundling your auto insurance or sticking with the same company would save you money hear and there. One major way to save you some money is maintaining good credit and the last option is to take advantage of low mileage discounts on your car.

real estate is property consisting of land and buildings . real estate is a good investment because you can have just sit their and it will gain value over time and you don't have to do anything and land is always gonna be more expensive in certain areas of the world

when you buy a stock youre  buying a piece a single of one company mutual funds has built in diversification which means you own a little bit of everything and owning multiple is really helpful in wealth building which is a necessity

In the call the callers were clueless she wanted to retire while they both had 300,000 in student loans and that you shouldn't retire. Dave ramsey said she should spend the next decade or two working to pay off debt and stuff like that . The call is that they shoudl retire

I think investing is a really cool money maker if you know what to do with it. You can go from rags to riches by investing. I would like to learn when to invest and stuff like that and like the different types of investment

silence is a good tool beacuse the sales person doesn't know your reaction bargain shoppings is useful because you can stretch you money further than you could not bargaining for deals and stuff like that

you forgot to put up the warm up

1. Explain why it is important to develop power over purchase. You have to develop control in what you purchase so you can say no to something and save it. It you have no power your just going to get into to more debt that way and no one likes debt.

1. Can you think of anything in your home that was bought but never or rarely used? My mom had bought this new Christmas tree and we never used it even thought my mo said that she was gonna use it.